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Consolidate your debt, without selling your crypto.
Our crypto-backed loans offer a revolutionary approach to debt consolidation, allowing you to leverage your digital assets for financial stability.
Your crypto isn't just for holding. Your crypto is collateral for instant loans. Borrow immediate funds without selling your crypto.
Borrow against your crypto: Cash flow solutions for debt consolidation
Are you juggling multiple debts with high interest rates? Vield.io offers a smarter way to manage your financial obligations through crypto-backed loans. Consolidate your debts into one simple, low-interest loan by leveraging your cryptocurrency assets.
Loans starting from $2,000 AUD
LVR of up to 50%
Loan terms for a maximum of 12 months (Tailored to your needs)
Why choose Vield for streamlining debt?
Assess your needs
Calculate the total amount you need to consolidate your debts. Our intuitive calculator will help you understand how your crypto assets can work for you.
Secure your loan
Use your cryptocurrency as collateral to secure a loan with significantly lower interest rates compared to traditional debt consolidation services. Our platform ensures a swift, secure, and transparent process.
Consolidate your debts
Receive your loan in AUD and pay off your high-interest debts. Enjoy the simplicity of a single monthly payment with terms that suit your financial situation.
Retain your crypto assets
Your crypto stays yours. While it acts as collateral, you benefit from any potential appreciation in value. Once your loan is repaid, your assets are fully returned to you.
How it works
1. Apply in Minutes
Register an account and verify your identity using your Australian photo ID or Australian passport.
2. Calculate your desired loan amount
Use our loan calculator to determine how much you can borrow with your desired BTC or ETH deposit.
3. Secure your crypto collateral
Deposit BTC or ETH securely to your Vield private wallet
4. Access to capital
Once approved, you will have access to capital ready to withdraw directly to your bank account.
You're in good company
Testimonials from the community
Frequently Asked Questions
Absolutely not! With Vield.io, your digital assets are used as collateral, so you keep your investment and still fund your travels.
Crypto-backed AUD loans allow you to deposit crypto as collateral, and borrow Australian Dollars against your security/collateral. Similar to how traditional banks recognize property, gold and other assets, banks may give you a loan against these assets as a means to unlock cash/liquidity.
At this stage, Vield will only accept Bitcoin (BTC) and Ethereum (ETH) as collateral. More coins in the future will be added. Please feel free to get in touch with us if you’d like to see other assets added.
You can borrow a minimum of $2,000 and up to a maximum of $500,000 for a term of 12 months.
At this stage, Vield’s standard terms are 12 months. If you are looking for something more bespoke, we may be able to accommodate. Please reach out to support@vield.io.