Security with Bitcoin Backed Loans | Vield Trust & Transparency

Institutional-Grade MPC Custody

At Vield, we don’t just talk about security—we build everything around it.

When you borrow against your crypto, you deserve full transparency on how your assets are stored, how your loan is funded, and how we operate behind the scenes. Here's everything you need to know.

Safety and Security

Your assets are fully secured and remain untouched throughout the loan term. Unlike some platforms, we never rehypothecate, lend, or use your crypto in any way.

We’ve partnered with Utila MPC Wallet, an industry-leading multi-party computation (MPC) custody solution that eliminates single points of failure. Utila provides institutional-grade security, ensuring your assets remain protected at all times.

Frequently Asked Questions

Do you have questions about how your crypto is protected?

‍Here’s a transparent breakdown of our security practices and what they actually mean for you.

Question

Answer

What does this mean?

Where is my crypto stored?

Your Bitcoin and Ethereum are stored in a secure, MPC-based wallet by Utila. Key shares are distributed across multiple systems, eliminating single-point failure.

Your funds are cryptographically protected and cannot be accessed or moved by any one party.

What is Multi-Party Computation (MPC)?

MPC allows multiple parties to jointly sign transactions without ever creating a full private key. Each party holds a piece of the key (a "share") which never leaves its secure environment.

Your private key doesn't exist as a single piece — so it can't be hacked, lost, or leaked.

Do you ever lend or invest my crypto?

No. Your assets are never touched, lent, staked, or moved. They remain in segregated cold custody for the life of the loan.

Your crypto is held securely and not exposed to any external financial risk.

What does ‘no rehypothecation’ mean?

We do not use your crypto to back other loans or investments. Your assets remain 1:1 reserved.

Your collateral stays fully intact and unleveraged — zero risk of third-party claims.

Can I track my assets in real time?

Yes. You have full visibility over your secured wallet. You can verify balances and wallet status at any time.

You know exactly where your assets are and can confirm they're untouched.

Is there a private key to my wallet?

No. MPC eliminates the need for a private key. Signing is done using distributed shares without reconstruction.

There's no single point for hackers to attack — because the key doesn’t exist in one place.

Who controls the custody infrastructure?

Custody is handled by Utila using secure Multi-Party Computation (MPC) technology. Vield can initiate transactions, but they can only be executed with approvals from multiple independent authorisers, ensuring no single party has unilateral control.

You remain the ultimate beneficial owner of the asset, and we will not move it without your explicit consent, except in the event of a loan default. This structure ensures your crypto is protected by design and secure from unauthorised access.

No asset co-mingling

Customer crypto is kept separate from other customers’ crypto as well as from Vield’s operational funds. Assets are never pooled.

Your crypto remains entirely yours — clearly separated and protected. This ensures full transparency and accountability at all times.

Can anyone at Vield or Utila access my funds?

No. Transactions require multi-party authorisation and cannot be completed by any single team or person.

Your assets are protected by mathematical guarantees and strict authorisation controls.

Hashlock Audited

We’ve partnered with Hashlock, Australia’s leading Web3 security firm, to independently audit our custody and lending infrastructure.

Their review covers smart contract integrity, custody protocols, and operational security—giving you added confidence that your assets are safeguarded by best-in-class standards and rigorously tested systems.

Learn more

Institutional-Grade Custody at Vield

250+

$40M+

Institutional-Grade MPC Custody

Safety and Security

Frequently Asked Questions

Hashlock Audited

"We know how much trust it takes to part with your crypto. That’s why we’ve built our security systems to ensure your assets are always yours—untouched, unexposed, and verifiable at all times."

Crypto-Backed Loans and Crypto Cards